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☆ What to know before you buy a house overseas — and 3 steps to smooth the process
▼ + stars: | 2024-05-10 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +5 min

But it's not a decision one should make on whim; multiple factors can easily complicate the process, experts say. But in most cases, the U.S. buyer will need to open a bank account in the country they're buying real estate. 'Understand what your needs are'It will be important for you to "understand what your needs are," Boisson Aries said. "Buying these direct properties for that purpose is something that comes with far more risks than people realize," he said. And if you do decide to use the property for rental or commercial use, you may have additional tax burdens in that country, Boudreaux said.

Persons: Jude Boudreaux, it's, Boudreaux, Bojan Mujcin, Mujcin, Erin Boisson Aries, Douglas Elliman, Boisson Aries Organizations: Planning, Coldwell, CNBC, Sotheby's Locations: New Orleans, U.S, Barcelona, Costa Brava, Spain

LOS ANGELES (AP) — County Sheriff Mike Boudreaux is advancing to a May election in California to decide who will complete the remainder of the term of deposed former U.S. House Speaker Kevin McCarthy, which runs through January. Boudreaux will face state legislator Vince Fong in the May 21 special election in the 20th District. Boudreaux is the Sheriff of Tulare County in the state’s Central Valley. Republicans are expected to easily hold the seat, and the party’s fragile majority in the chamber was not at stake in Tuesday’s election. The district, which cuts through the Central Valley farm belt including parts of Bakersfield and Fresno, is the most strongly Republican House seat in heavily Democratic California.

Persons: Mike Boudreaux, Kevin McCarthy, Boudreaux, Vince Fong Organizations: ANGELES, U.S ., Republicans, Republican, Associated Press Locations: — County, California, 20th, Boudreaux, Tulare County, Bakersfield, Fresno, Democratic California

☆ Two Republicans Advance to a Runoff to Finish Kevin McCarthy’s Term
▼ + stars: | 2024-03-22 | by ( Chris Cameron | More About Chris Cameron | ) www.nytimes.com time to read: +1 min

California’s most conservative congressional district just experienced its own version of the “Groundhog Day” time loop. After two elections, held two weeks apart, the same two candidates have advanced to two subsequent elections. Both Mr. Fong and Mr. Boudreaux had already won a chance to vie in the November general election for a full, two-year term, starting in January 2025. Mr. Boudreaux, the longtime sheriff of Tulare County, finished with about 26 percent of the vote. As the top two finishers — and with neither candidate taking 50 percent of the vote — they will compete again on May 21 to determine who completes Mr. McCarthy’s term.

Persons: Vince Fong, Mike Boudreaux, Kevin McCarthy, Fong, Boudreaux, Mr, McCarthy, Donald J, Trump Organizations: Congressional Locations: Tulare County

Republicans are expected to hold the seat easily, and the party’s fragile majority in the chamber is not at stake. The district, which cuts through the Central Valley farm belt including parts of Bakersfield and Fresno, is the most strongly Republican seat in heavily Democratic California. Fong and Boudreaux have advanced to the November election in that contest. The special election only covers the time remaining in McCarthy’s term, running through early next year. But there is an insider-outsider aspect to the race: Fong is McCarthy's handpicked choice and a product of his political operation, while the sheriff is not.

Persons: Donald Trump, Kevin McCarthy, Vince Fong, McCarthy, Mike Boudreaux, Joe Biden, —, Fong, Marisa Wood, Boudreaux, Boudreaux's, ” Fong, Ryan Gardiner, Trump, ”, Ric Grenell, Sen, Shannon, McCarthy's Organizations: ANGELES, GOP, Republicans, Republican, Trump Locations: California, Tulare County, Bakersfield, Fresno, Democratic California, Shannon Grove, Kern County, Tulare, Kings, Fresno County

NEW ORLEANS (AP) — A Louisiana lawyer who objected to the state bar association’s public statements on several issues including health tips and LGBTQ rights can no longer be forced to join or pay dues to the association, a federal appeals court has ruled. Circuit Court of Appeals order, dated Monday, blocks the Louisiana State Bar Association from forcing attorney Randy Boudreaux to join the LSBA or pay its dues, at least for now. Boudreaux's is one of more than two dozen cases playing out around the country challenging state requirements that attorneys join and pay dues to state bar associations. Organizations including the Goldwater Institute and, in Louisiana, the Pelican Institute, are challenging mandatory bar association membership as violations of free speech rights. The association's promotion of an article on the effects of student loan debt on young lawyers was not germane, the court found.

Persons: Randy Boudreaux, Boudreaux's, Monday's, LSBA, Jerry Smith, Boudreaux, ”, Smith, ” Smith, “, Dane Ciolino, Ronald Reagan, Carolyn Dineen King, Jimmy Carter, Jennifer Walker Elrod, George W, Bush Organizations: ORLEANS, —, U.S, Circuit, Louisiana State Bar Association, Goldwater Institute, Pelican Institute, Twitter, LGBT Locations: Louisiana, Texas

☆ Here's why it 'doesn't make financial sense' for Americans living abroad to give up their U.S. citizenship, one expert says
▼ + stars: | 2023-11-10 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +4 min

"It typically doesn't make financial sense, and there's a few reasons why," said Italy-based Alex Ingrim, a financial advisor at Chase Buchanan Wealth Management. While there may be some instances where "the pain of being American" arises in the tax liability, "you're very rarely double-taxed" as an American, Ingrim said. Similarly, if you earn Portuguese income and pay Portuguese income taxes, you will get some credits on your U.S. filing for taxes paid overseas, according to Boudreaux. However, they still have the U.S. tax liability. "For those people, it's a pain, and [they] opt for giving up their citizenship to avoid paying taxes," Ingrim said.

Persons: Alexander Spatari, Alex Ingrim, Ingrim, Jude Boudreaux, expats, Boudreaux, Jordi Mora Igual Organizations: Chase Buchanan Wealth Management, Planning, Social, CNBC FA Locations: Italy, New Orleans, U.S, Portugal, Monaco, Dubai

☆ More Americans are moving to Spain — and paying high prices for real estate
▼ + stars: | 2023-07-17 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +5 min

A real estate agency window in Alicante, Spain. Sopa Images | Lightrocket | Getty ImagesMore Americans are flocking to Spain for longer, whether as so-called digital nomads working abroad or to enjoy a new life in retirement. In addition, the home prices that grew the most in the same period were paid by Americans, according to the report. According to the General Council of Notaries report, American buyers are focusing on urban areas like Madrid — as with any big city, people are attracted to its job opportunities and amenities, said Ingrim. However, Americans who want a different retirement or remote work experience and an adventure by relocating to Spain should take a few factors into consideration.

Persons: Danes, Cash, Alex Ingrim, Chase Buchanan, Jude Boudreaux, Ingrim, Boudreaux, doesn't Organizations: Getty, General, Finance, CNBC's Locations: Alicante, Spain, Florence, Italy, Madrid, Andalusia, Valencia, Europe, U.S, New Orleans, American, Portugal, Spanish

☆ 3 reasons it can be smarter to rent, even if you can afford to buy
▼ + stars: | 2023-06-29 | by ( Greg Iacurci | ) www.cnbc.com time to read: +4 min

"If you can't commit to being there [at least] three years, don't buy," said Elliott. Benefits of ownership are 'vastly overstated'Richard Newstead | Moment | Getty ImagesThe financial benefits of homeownership are "vastly overstated," Boudreaux said. For one, a financial assessment of affordability is incomplete if consumers only compare monthly rent and mortgage costs. Secondly, a tax deduction for mortgage interest isn't as valuable as it once was, Boudreaux added. Jude Boudreaux senior financial planner with The Planning CenterIn a general sense, it's also more difficult to get the financial benefits of a tax deduction.

Persons: Kamila Elliott, Elliott, Boudreaux, Guido Mieth, There's, landscapers, Richard Newstead, Trump, Jude Boudreaux, it's, Laurie Goodman, Christopher Mayer Organizations: Wealth Partners, Urban Institute, Columbia University . Home Locations: Atlanta

☆ Tips for American expats from a financial advisor who helps clients move abroad
▼ + stars: | 2023-04-03 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +3 min

"There are a certain number of people who can work remotely and permanently," which has opened the doors to living abroad, said Boudreaux, who is a certified financial planner and a member of CNBC's Financial Advisor Council. Roughly 9 million U.S. citizens were living abroad in 2020, according to estimates from the U.S. Department of State. Income reporting requirements add complexityOne of the key things prospective American expats need to consider is the yearly tax filing requirements, Boudreaux said. While living abroad, you must pay annual U.S. income taxes on worldwide earnings, including your salary, business profits, investment income and more. The yearly tax reporting requirements have even led some expats to consider renouncing their U.S. citizenship, according to a 2022 survey from Greenback Expat Tax Services.

☆ California braces for next bout of heavy rain, snow and high winds
▼ + stars: | 2023-03-21 | by ( Steve Gorman | ) www.reuters.com time to read: +5 min

High-wind warnings and advisories were posted for a vast region stretching from the Mexico border through Los Angeles to the San Francisco Bay area. The National Weather Service (NWS) issued an excessive- rainfall notice for much of the Southern California coast, warning of an at least a 40% chance of showers exceeding flash-flood conditions. Heavy showers began drenching the Los Angeles region before dawn and triggered some street flooding but tapered off by early afternoon. Up to 3 inches (7.6 centimeters) of rain was expected in coastal regions and valleys of Southern California, and as much as 6 inches in lower mountains and foothills, the NWS said. Reporting by Steve Gorman in Los Angeles.

☆ Yellen says uninsured deposits may be at risk in future bank failures. Here’s how FDIC coverage works
▼ + stars: | 2023-03-17 | by ( Lorie Konish | ) www.cnbc.com time to read: +3 min

How FDIC coverage worksThe limit for FDIC coverage is $250,000 per depositor, per bank, in each account ownership category. The majority of Americans are going to be covered by FDIC insurance. For example, a married couple with a business may have up to $250,000 insured in an account in one spouse's name, up to $250,000 insured in an account in the other spouse's name and up to $250,000 insured in a business account. How to check, boost FDIC protectionIf you want to know whether your deposits are FDIC-insured, check your bank statement, Jenkin said. Not all accounts provide FDIC coverage, Jenkin noted.

☆ Should you be worried about your money, your bank or the U.S. banking system? Experts weigh in
▼ + stars: | 2023-03-14 | by ( Jessica Dickler | ) www.cnbc.com time to read: +4 min

However, the unexpected shutdowns of Silicon Valley Bank and Signature Bank have many consumers concerned about their deposits, their bank and the U.S. banking system. Here, experts answer what a bank run is, how FDIC insurance works and whether your deposits are still secure. andresr | E+ | Getty ImagesThe short answer is "possibly," according to Stacy Francis, a certified financial planner and president and CEO of Francis Financial in New York. "This is happening, in part, because of the Federal Reserve's sharp rise in interest rates," Francis said. Further, "many banks are seeing large withdrawals from cash depositors who are looking [for higher rates] to make more money," Francis added.

☆ Are your bank deposits FDIC-insured? What to know in the wake of Silicon Valley Bank, Signature Bank closures
▼ + stars: | 2023-03-13 | by ( Lorie Konish | ) www.cnbc.com time to read: +3 min

Liu Guanguan | Getty ImagesThe unexpected shutdowns of Silicon Valley Bank and Signature Bank have prompted new questions about the level of protection for bank deposits that many consumers have not asked since the 2008 financial crisis. The limit for FDIC coverage is $250,000 per depositor, per bank, in each account ownership category. For example, a married couple with a business may have up to $250,000 insured in an account in one spouse's name, up to $250,000 insured in an account in the other spouse's name and up to $250,000 insured in a business account. How to check, boost FDIC coverageIf you want to know whether your deposits are FDIC-insured, check your statement, Jenkin said. The majority of Americans are going to be covered by FDIC insurance.

☆ California flood watch issued as next atmospheric river looms
▼ + stars: | 2023-03-09 | by ( Steve Gorman | ) www.reuters.com time to read: +4 min

LOS ANGELES, March 9 (Reuters) - Flood watch notices were posted across northern and central California for Thursday ahead of an atmospheric river storm expected to douse much of the state with heavy rain, including mountain areas still buried from a near-record snowfall. But smaller, waterfront communities along several major rivers and their tributaries also braced for the possibility of overflowing streams swollen by heavy showers and runoff of melting snow. Elsewhere, the NWS issued "prepare now" alerts for residents along the Big Sur, Carmel, Salinas and Pajaro rivers. "It's really a combination of all this heavy rainfall coming and also rapidly melting snow." The looming deluge follows a three-week barrage of nine atmospheric river storms that struck California in late December through mid-January, triggering widespread flooding as well as hundreds of mudslides, rockfalls and sinkholes across the state.

☆ Health insurer Elevance's strategy is coming into focus as it goes head-to-head with giants UnitedHealth and CVS
▼ + stars: | 2023-01-25 | by ( ) www.businessinsider.com time to read: +4 min

Elevance Health, the major US health insurer formerly called Anthem, said Monday that it plans to acquire Blue Cross and Blue Shield of Louisiana in a rare merger between two Blue-affiliated health insurers. It's possible that if the merger goes through, the Louisiana Blue could flip to using Elevance's PBM. While competitors like UnitedHealth, CVS, and Humana are pushing deeper into delivering primary care, Elevance has focused on owning businesses that serve people with serious and chronic illnesses. Carelon's strategy has been to sell its services to both Elevance's own health plans and other Blue-affiliated insurers. Carelon brought in almost $41 billion in revenue in 2022, and 60% of that came from Elevance's own health plans, Boudreaux said Wednesday.

☆ Mother and infant were fleeing 'massacre' of California family when they were killed, sheriff says
▼ + stars: | 2023-01-18 | by ( Tim Stelloh | Tim Stelloh Is A Breaking News Reporter For Nbc News Digital. | ) www.nbcnews.com time to read: +2 min

A 16-year-old mother and her infant son appeared to be fleeing what authorities described as a "massacre" at their California home when they were shot in their heads, officials said Tuesday. Others killed in the shooting included Rosa Parraz, 72; Marcos Parraz, 19; Eladio Parraz, 52; and Jennifer Analla, 49. At one point, he could hear the shooters rattling the door knob before they moved on, Boudreaux said. Boudreaux declined to say why the family appeared to have been targeted by a gang or cartel. One of the victims, Eladio Parraz, was arrested there earlier this month when authorities conducted a parole compliance check, Boudreaux said.

☆ Six people dead in California home shooting, including six-month old baby
▼ + stars: | 2023-01-16 | by ( Kanishka Singh | ) www.reuters.com time to read: +1 min

Jan 16 (Reuters) - Six people, including a 17-year-old mother and a six-month old baby, were killed in a shooting at a home in Goshen, California, on Monday, authorities said, describing the attack as targeted and calling it a "horrific massacre." Six victims were shot dead at the 6800 Block of Harvest Road, Tulare County Sheriff Mike Boudreaux told reporters on Monday. We believe that there are gang associations involved in this scene, as well as potential narcotics investigations," Boudreaux said. One victim was found alive and wounded when authorities arrived on the scene and was later pronounced dead at a hospital, Boudreaux said. "We have potential information, which will hopefully lead to potential suspects."

☆ How much an Instagram influencer with about 20,000 followers earns in a month
▼ + stars: | 2022-02-14 | by ( Marta Biino | ) www.businessinsider.com time to read: +4 min

When Mary Margaret Boudreaux started "taking social media seriously," she had 1,500 Instagram followers. Less than a year later, Boudreaux made over $8,000 in a month and now has about 20,000 followers. She now has about 20,000 followers on Instagram and about 27,000 on TikTok. Most deals — about 80% — are for Instagram, Boudreaux said, with a small percentage of collaborations occurring on TikTok. She shares tips on how to start monetizing content, land brand deals, and grow on TikTok and Instagram.

☆ (foto) Lista celor mai influente femei din lume în anul 2020 conform Revistei Forbes
▼ + stars: | 2020-12-09 | by ( Onixmedia Srl | ) diez.md time to read: +4 min

În data de 14 martie 2018, a fost aleasă de Bundestag pentru a patra oară în funcția de cancelar federal. În anul 2021, va fi a 49-a persoană care deține poziția de vicepreședintă a Statelor Unite ale Americii. În data de 2 iulie 2019, a fost nominalizată de Consiliul European pentru funcția de președintă a Comisiei Europene. Înainte de aceasta, a fost directoare generală a Santander UK, o funcție pe care a deținut-o din decembrie 2010. Începând cu 2014, ea a fost președintă și directoare executivă a companiei americane de investiții Fidelity Investments (FMR) și președintă a companiei sale internaționale sindicale Fidelity International (FIL).

Persons: Angela Merkel, Christine Lagarde, Harris, Angela Merkel Angela Dorothea Merkel, Christine Madeleine Odette Lagarde Christine Madeleine Odette, Lagarde, Ea, Kamala Devi Harris Kamala Devi Harris, Ursula Gertrud von, Albrecht, Ursula von, Walter Hallstein, Melinda Ann Gates Melinda Ann Gates, Bill Gates . Ea, Bill, Melinda Gates, Mary Barra, Nancy Pelosi Nancy Patricia D’Alesandro, Nancy Pelosi, Mike Pence, Ana Patricia Botín, Patricia Botín, Sautuola, Abigail Pierrepont Johnson Abigail Pierrepont Johnson, Gail Koziara Organizations: Forbes, Monetar, FMI, CDU, Europene, Parlamentul European, Economice Europene, Microsoft, Microsoft Bob, General Motors, Partidului Democrat din, SUA, Santander, Santander UK, International, Aetna, UnitedHealth Group Locations: Republicii Federale Germania, Bundestag, german, Christine Madeleine Odette Lagarde Christine Madeleine Odette Lagarde, Franța, Statelor Unite, California, Statelor Unite ale Americii, Ursula Gertrud von der, Ursula von der, Germania, DBE, America, Barra, Nancy Pelosi Nancy Patricia D’Alesandro Pelosi, americană, Partidului Democrat din SUA, Nancy, Statele Unite, Spania, Santander, Investments, SUA, Illinois

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